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Black Friday season has come and gone, but you can still earn an extra bonus when you sign up for Amazon's credit card.
If you open the Prime Visa Credit Card, you can instantly earn a $150 Amazon gift card. The best part? That gift card will hit your Amazon account immediately, and you can use it right away. There's no waiting for it to arrive in the mail or even your inbox, so this card could save you a bundle.
Prime Visa Credit Card
- Our Rating 3.5/5 How our ratings work
- APR19.74% - 28.49% (Variable)
- Annual Fee$0
$0 with Prime membership
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Sign-Up Bonus
$150Gift Card
Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members
This card is a good fit for consumers who do a lot of shopping at Amazon and Whole Foods because they can earn an unlimited 5% cash back on purchases there. Cardholders also earn some cash back on other purchases, with decent rates for restaurants and gas stations. If you already have or plan to get a Prime membership, using this card could quickly earn you sizable cash back.
Overview
With high rewards rates, this card could make up for the required Prime membership fee if you shop a lot at Amazon and Whole Foods. Non-Prime members can qualify for the Prime Visa Credit Card, which is pretty similar but with lower rewards rates.
Pros
- No annual fee
- High rewards rates
- Sign-up bonus offer
- Can redeem rewards as soon as the next day
- No foreign transaction fees
Cons
- Must have a Prime membership for highest rewards rates
- No intro APR offer
If you have a Prime membership (as the majority of U.S. households do) the Prime Visa Credit Card can help you unlock more rewards and savings.
Here's a look at how to cash in on this offer.
How to Earn the $150 Gift Card
You can earn a $150 Amazon gift card when you're approved for a Prime Visa Credit Card. While this isn't the most valuable promotion we've seen for this card, it's pretty amazing to see a bonus offer you can earn just for being approved. To earn a similar bonus with a competing card, you'd typically need to spend several hundred dollars.
In the past, this card offered new cardholders the chance to earn a larger bonus, but doing so required a lot more legwork. With that promotion, you received a less valuable gift card upon approval, then had the opportunity to earn bonus cash back thanks to an accelerated rewards rate that was applied to all purchases for three months.
While it's a little disappointing that this $150 promotion does not include any sort of elevated rewards rate, customers may value the one-and-done simplicity of this new offer. Plus, the card still earns an unlimited 5% back on Amazon purchases, so you have a great opportunity to stack some cash back rewards. And, as mentioned, you can use your gift card right away.
Bottom Line
If you're a regular Amazon shopper, you'd do well to hold one of Amazon's credit cards. Few other cards will reward you with an unlimited 5% back on Amazon purchases like the Prime Visa Credit Card does, and it's rare to see a credit card offer a bonus immediately upon approval.
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Louie Patterson
Louie Patterson is a Finance Content Manager who specializes in banking topics such as account bonuses and CDs. With over seven years of professional editorial experience, their work has appeared in several publications, including USA Today and Consumer Affairs.
